REAL-TIME · KENYA 2026

What does M-Pesa actually charge you?

Enter any amount. See the fee, instantly.

Amount to Send (KES)

Transaction Fee

KES—

taken by Safaricom

Recipient Receives

KES—

what they actually receive

Merchant pays Safaricom 0.5% — never you.

Full tariff reference

Amount band (KES)	Send / Paybill fee	Withdraw fee